Commercial Health Underwriter

About this role

Evry Health is seeking a Commercial Health Underwriter to join our Underwriting team. The role focuses on evaluating and underwriting new business and renewal opportunities for large group fully insured employer-sponsored health plans while partnering closely with Sales to develop competitive underwriting solutions.

About Evry Health and Globe Life

We are on a mission to bring humanity to health insurance. Our high-technology health plans expand benefits, increase access and transparency, and feature a personalized, human approach. We strive to ensure members live happier, healthier lives.

Evry Health is the major medical division of Globe Life (NYSE:GL). Globe Life has 16.8 million policies in force, and more than 3,000 corporate employees and 15,000 agents. For more than 45 consecutive years, Globe Life has earned an A (Excellent) rating or higher from A.M. Best Company.

Key Responsibilities

• Evaluate and underwrite new business and renewal opportunities for large group fully insured commercial health plans.

• Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments.

• Work closely with sales teams to develop competitive insurance products and strategies, ensuring alignment with company goals and client needs.

• Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company.

• Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations.

• Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience.

• Coordinate with brokers and agents to gather additional information or to explain underwriting decisions.

Qualifications

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Education: Bachelor's degree in Finance, Business, Economics, Mathematics, Statistics, or a related field.

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Experience: Minimum of 5 years of experience in commercial health insurance underwriting (not Medicare, Medicaid, or individual market/ACA plans).

• Experience with large group health insurance underwriting for fully insured business

• Experience working with sales teams in competitive situations is highly desirable.

• Strong analytical skills with the ability to evaluate risk and make sound underwriting decisions

• Excellent communication and interpersonal skills

• Familiarity with underwriting software and tools

• Knowledge of current healthcare regulations and market trends

Benefits

• Competitive salary

• Comprehensive health, dental, and vision insurance

• Retirement savings plan with company match

• Professional development opportunities

• Flexible work environment

Location and Telecommuting Requirements

• Required to have a dedicated work area established that is separate from other living areas and provides information privacy.

• Ability to keep all company sensitive documents secure.

• Must live in the United States.

• Must live in a location that receives an existing high-speed internet connection/service.

• Our whole company works remotely.While this is a remote position, candidates must be in EST or CST time zones to be considered. Company headquarters are in Dallas, Texas. Company business hours are weekdays 9-5 CST.

Originally posted on Himalayas