TD Equipment Finance Documentation Specialist

About this role

Work Location:
Mount Laurel, New Jersey, United States of America

Hours:
40

Pay Details:
$61,880 - $99,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Personal & Commercial Banking
Job Description:

The Senior Operations Officer II - TDEF assigns and monitors the daily workflow and distribution for own functional area and ensuring the required documentation preparation, transaction processing and servicing system boarding is completed meeting all Service Level Goals. Provides a broad range of operational support to Relationship Managers, Business Development Officers and officers and is responsible for first point of escalations with internal and external partners, as well as operational effectiveness for own functional area. May be granted, Booking and Signing Authority for multiple product types and non-standard transactions Provides training and subject matter expertise to Ops Specialists.

Department Summary:

TD Equipment Finance, Inc. is a wholly owned subsidiary of TD Bank, N.A and finances equipment in multiple verticals including Municipal, Healthcare, Middle Market and Large Corporate entities in the Commercial Bank.

The TD Equipment Finance Documentation Specialist plays a critical role in supporting the full lifecycle of equipment finance and leasing transactions. This position is responsible for the preparation, review, and administration of equipment lease and loan documentation, ensuring accuracy, compliance, and timely processing. The Specialist serves as a key liaison between customers, vendors, legal counsel, sales, credit, and third-party service providers to facilitate successful transaction closing and funding.

Key responsibilities include documentation review and negotiation, due diligence verification, soft cost analysis, customer onboarding, UCC searches and filings, vendor payments, data entry and system maintenance, and ongoing customer communications. The TD Equipment Finance Documentation Specialist serves as a primary point of contact for customers and external partners, delivering a high level of service while ensuring adherence to company policies, regulatory requirements, and operational standards.

Depth & Scope:

• Serves as an expert in operational function and performs end-to-end activities

• Requires a comprehensive understanding of a range of product and services, processes, procedures, systems and concepts within their own and related areas of specialty, and where transactions could be characterized by high complexity and risk

• May be Granted Documentation signing, closing and funding authority in accordance with Operations Guidelines and Authority Limits

• Leads problem resolution for issues that have been escalated, and/or escalate to appropriate level where further clarity or interpretation is required for higher complex policies or rules is required

• Completes work within specifically defined parameters with guidance / direction from management as necessary

• Requires diplomacy to exchange ideas and information with internal partners and management

• Acts as a deep subject matter process expert in a range of technical processes and procedures through job related training and considerable on the job experience to perform a range of work assignments

• Contributes deep technical knowledge to internal/external stakeholders

• Focus of work is weekly, monthly and/or longer with addition of ad-hoc and initiative based requests, as required

• Requires expert process management knowledge, through job related training and considerable on the job experience to lead a range of work assignments

• Requires advanced knowledge of the business unit / operational functions and interaction points with other related areas as well as regulatory issues/ requirements for jurisdictions supported

• May involve cross-functional teams across TD and/or involving external contacts

Education & Experience:

• High School diploma

• Undergraduate degree/ college diploma preferred

• 5+ years relevant experience

Preferred Qualifications:

• Experience in equipment finance and leasing operations, preferably supporting large corporate, municipal, aircraft, rail, marine, and vendor finance transactions.

• Strong knowledge of equipment lease and loan documentation, including document preparation, review, and administration.

• Experience negotiating equipment finance documentation and coordinating with external counsel and customers.

• Working knowledge of UCC Article 9 requirements, including lien searches, filing practices, and collateral perfection.

• Understanding of Know Your Customer (KYC), Customer Identification Program (CIP), Beneficial Ownership, and related compliance requirements.

• Demonstrated attention to detail with the ability to manage multiple transactions in a deadline-driven environment.

• Strong verbal and written communication skills with a customer-focused approach.

• Proficiency with equipment finance systems and platforms, including nCino and Odessa, preferred.

• Ability to analyze transaction requirements, identify operational risks, and resolve issues efficiently.

• Experience working collaboratively with Sales, Credit, Documentation, Legal, and Funding teams.

• This role is ideal for a detail-oriented operations professional who thrives in a…