Software Engineer II (Ruby on Rails)

About this role

Company Description

At PayNearMe, we’re on a mission to make paying and getting paid as simple as possible. We build innovative technology that transforms the way businesses and their customers experience payments. Our industry-leading platform, PayXM™, is the first of its kind—designed to manage the entire payment experience from start to finish. Every click, swipe or tap is seamless, fast and secure, helping non-commerce businesses boost customer satisfaction, accelerate payments, and reduce costs.

Our single platform handles it all: cards, ACH, digital wallets such as PayPal, Venmo, Cash App Pay, Apple Pay and Google Pay, and even cash at more than 62,000 retail locations nationwide. Today, thousands of businesses across consumer lending, iGaming and online sports betting, property management, and tolling trust PayNearMe to deliver a payment experience that drives real results.

In September 2025, we raised a $50 million Series E funding round to accelerate our growth.

We’re a team of 300+ employees across 41 states, headquartered in Silicon Valley with satellite offices in Dallas, TX and Holmdel, NJ.

Join us and be part of a team that’s shaping the future of payments—one experience at a time.

Responsibilities:

• Develop code using Ruby on Rails

• Build reusable tasks to reduce the flow of engineering work from support

• Build maintainable ISVs to connect our systems to third parties

• Add critical features to our APIs

• Assist onboarding of new clients and help solve escalations

• Be instrumental in building the next generation of internal tools and services

• Write specs for automated coverage of your code. (We have over 95% coverage)

• Code review other developers' changes as they will review yours

Qualifications:

• Team player, good communication and kindness are a must

• Be able to explain technical challenges to non technical coworkers

• Adaptive and agile to changing priorities

• 2-5+ years experience in Ruby on Rails + MySQL

• Resilience in tracking down bugs

• Critical thinking and problem solving skills

• Familiarity with using AI productivity tools

The annual base salary range for this role represents PayNearMe's good-faith estimate of the base salary it reasonably expects to offer for this position at the time of hire. Actual compensation may vary based on factors including the candidate's experience, qualifications, skills, and work location. PayNearMe may offer compensation outside of this range in certain circumstances. This position will remain posted until filled.

Annual Salary Range
$125,000—$145,000 USD

Why Join Us?:

• Competitive salary and benefits with growth-company options grant

• Fast- paced and professional work culture

• Stock options with standard startup vesting - 1 year cliff; 4 years total

• $50 monthly communication expense stipend to go towards your phone/internet bill

• $250 stipend to enhance your WFH setup

• Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)

• Premium medical benefits including vision and dental (100% coverage for employees)

• Company-sponsored life and disability insurance

• Paid parental bonding leave

• Paid sick leave, jury duty, bereavement

• 401k plan

• Flexible Time Off (our team members typically take off ~3-4 weeks per year)

• Volunteer Time Off

• 13 scheduled holidays

PayNearMe strives to create a workplace where all employees thrive. Our core values represent who we are today and we take pride in the way we work with each other as well as with our stakeholders.

We’re in this together to do the right thing. We deliver real results we are proud of while…