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Senior Product Manager – Payments & Acquiring

AIDA Recruitment · Spain · 2026-10-14

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Role Overview:
Our client is looking for a Senior Product Manager – Payments & Acquiring under a B2B (business-to-business) contract to own and shape its Card Acquiring proposition across card-present and e-commerce payments, driving product growth, innovation, and commercial performance.
Project: Fintech
Location: ES
Start Date: ASAP
Duration: 12 months, remote, full time
Language: English
Hourly rate: 35-50 EUR
Key Responsibilities:

• Own and execute the product strategy for Card-Present and e-commerce acquiring, aligned with business objectives and market opportunities.

• Lead the development and scaling of POS and e-commerce acquiring propositions, including unattended POS use cases where relevant.

• Actively monitor market trends, analyze customer needs, identify opportunities, and respond to competitor activities.

• Own product and feature planning, development, testing, launch, and continuous optimization.

• Drive acquiring economics and commercial performance, including merchant pricing, interchange, scheme fees, processor costs, and profitability.

• Lead cross-functional teams and make product decisions, challenge technical solutions, and represent the product with external partners.

• Establish scalable business processes and ensure effective handover to responsible teams.

Must-Have Requirements:

• 5+ years of Product Management experience, with significant experience in payments, fintech, banking, or financial services.

• Proven experience launching, developing, or scaling Card-Present acquiring / POS products, combined with strong e-commerce acquiring experience.

• Strong understanding of CP and CNP acquiring, payment processing, authorization, settlement, and the broader card-payment ecosystem.

• Experience working with payment processors, POS terminal vendors, gateways, acquirers, acquiring banks, or card schemes.

• Strong understanding of acquiring economics, including merchant pricing, interchange, scheme fees, processor costs, and acquiring profitability.

• Experience with Visa, Mastercard, AMEX, Apple Pay, and Google Pay.

• Knowledge of legislation, standards, and regulatory requirements applicable to payment and acquiring products.

• Strong analytical, commercial, and strategic mindset, with the ability to make data-driven product decisions.

• Strong communication, stakeholder-management, and leadership skills, with the ability to influence technical, commercial, and senior stakeholders.

• Proficiency in English (spoken and written).

• Experience with Open Banking / A2A payments is a strong advantage.

• Experience with SQL, databases, SDLC, Jira, and Confluence is an advantage, but not a core requirement.

Originally posted on Himalayas

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