Senior Manager, FP&A

About this role

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

- #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 https://www.newswire.ca/news-releases/neo-financial-achieves-first-ever-three-peat-win-as-number-one-on-deloitte-s-technology-fast-50-list-889692540.html — the first company ever to achieve a three-peat at the top!

- #1 Fastest Growing Company in Canada for 2024 by Globe & Mail https://www.businesswire.com/news/home/20240927952651/en/Neo-Financial-Ranks-No.-1-on-The-Globe-and-Mail%E2%80%99s-2024-List-of-Canada%E2%80%99s-Top-Growing-Companies

- Top-ranked mobile apps and credit cards

- Team of 500+ people

- 1M+ customers

- 10K+ retail partners

Senior Manager / Director, FP&A - Growth, Lifecycle & Transformational Projects

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. We're on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers.

Ownership: We all have a stake in Neo's success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future.

Professional Integrity: We're asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity.

The Role

Neo Financial is seeking a Senior Manager / Director of FP&A to execute and deeply embed the financial planning, modeling, and analytics that power business execution at one of Canada's fastest-growing fintechs. This role sits at the intersection of financial rigor and operational accountability — building the tools, models, and processes that enable Neo's programs to make better decisions and operate with precision against clear economic targets.

Reporting to the Senior Director, the Senior Manager / Director will serve as a primary analytical engine and financial partner for Program Leaders across Lending, Banking, Spend, Home, Operations and Capital Management to develop financial plans and validate business cases. The Senior Manager / Director will work closely with the Corporate and Program FP&A business teams to ensure that Neo's unit economics model, planning cadence, and monthly financial close run with discipline and scale.

This is a builder's role — suited for someone who has deep fintech finance fluency, high standards for analytical quality, and a track record of developing teams that operate independently at a high bar.

What You'll Be Doing

- Unit Economics Modeling: Build and maintain Neo's cohort-based unit economics model (LTV/CAC, conversion, retention), enabling Lifecycle, Product, Programs, and Growth teams to operate against clear economic targets. Align day-to-day execution with capital allocation and long-range financial planning across the organization.

- Business Plan Validation & Capital Allocation: Validate and review of Business Plans and Target Capital Allocation across Programs and Projects. Ensure all financial assumptions are sound, defensible, and aligned with enterprise strategy.

- Target Monitoring & Accountability: Partner directly with Program Leaders to translate higher-level financial targets into clear operating plans. Track weekly/monthly performance against targets, flag material variances, and deliver the granular financial analysis needed to drive decision making.

- Investor & Board Support: Support the preparation of board materials, investor reporting, and data room requests, as needed.

Who We Are Looking For

- Experience: 5-7+ years of experience in financial planning, corporate finance, or strategy, with 1–3+ years in a leadership role at a high-growth fintech, digital bank, or consumer finance company

- Fintech Fluency: Strong understanding of consumer fintech unit economics: cohort analysis, LTV/CAC, conversion and retention modeling, product P&L, credit portfolio metrics, and deposit economics

- Modeling Mastery: Demonstrated ability to build, own, and maintain complex financial models from scratch — with a high standard for quality, auditability, and usability

- Collaborative Mindset: Experience partnering with product, credit, and operational leaders to translate financial analysis into clear, actionable business decisions

- Execution Focus: A proven track record of managing structured business case reviews, capital tracking processes, or departmental accountability frameworks

- Communication: Strong communication skills; able to present financial findings clearly and persuasively to both finance and non-finance audiences, including senior leadership

🚀 TOTAL REWARDS OVERVIEW

As Neo continues to grow, we’re committed to offering a competitive, market-leading rewards program that reflects the impact our team members make. In addition to salary, our program includes equity — empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

- Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals. Final compensation is based on your skills, experience, and scope. For exceptional talent, we’re prepared to go above and beyond.

- Equity Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building. As a…