Senior Loan Processor (AU Mortgage) - Mercury

About this role

Position: Senior Loan Processor
Salary: $2,200 AUD / month
Working Hours & Conditions: AU Business Hours
ABOUT THE COMPANY:
The client is a high-performing Australian mortgage brokerage dedicated to providing tailored finance solutions—ranging from residential and self-employed lending to SMSF and commercial finance.
ROLE OVERVIEW:
We are currently scaling operations and looking for a highly capable, autonomous Senior Mortgage Loan Processor to join as our core operational right hand. This is a foundational role within the business for an experienced processor who takes pride in owning the end-to-end file pipeline, with long-term potential to expand responsibilities as the team grows.

You will take complete ownership of the end-to-end residential loan processing workflow, freeing up the Principal Broker to focus on high-level client strategy, referral partner relationships, and business growth. We deal with a high volume of complex files, including self-employed clients, company structures, and business owners.

We need someone who can hit the ground running with minimal hand-holding. You should be comfortable reading complex financial documents, navigating lender portals, and working comfortably within an evolving, tech-forward environment.
RESPONSIBILITIES:
1. End-to-End Loan Processing & File Preparation

• Manage loan applications from initial document collection through to settlement.

• Review and analyze complex income documents—including personal tax returns, company financial statements, ATO notices of assessment (NOA), and profit & loss statements.

• Fact-check data, run calculations, and ensure files comply with Best Interest Duty (BID) and lender requirements.

• Package and submit clean, fully documented loan applications to lenders via ApplyOnline / LIXI.

• Actively track, manage, and clear lender MIRs (More Information Required) to push applications swiftly through to formal approval.

2. Portfolio Management & Rate Reviews

• Conduct proactive rate reviews and lodge repricing requests with existing lenders to ensure clients maintain competitive interest rates.

• Pull regular portfolio reports to identify clients due for annual reviews or fixed-rate expiry follow-ups.

• Draft and send templated client emails regarding pricing outcomes, rate changes, and refinancing opportunities.

3. Workflow & Admin Support

• Maintain accurate CRM data and status updates within Connective Mercury / Nexus.

• Assist in organizing client reviews and booking follow-up appointments for the Principal Broker.

• Collaborate with the Principal Broker to document, refine, and optimize repeatable processing workflows using video (Loom) and modern AI tools.

Requirements
Non-Negotiables (Must-Haves)

• Minimum 5 years of direct experience in Australian residential mortgage loan processing.

• Proven ability to read and analyze self-employed income documents, including business financial statements and complex tax returns.

• Proficiency with Connective CRM tools (Connective Mercury or Connective Nexus platform experience highly preferred).

• Deep understanding of Australian lender policies, ApplyOnline, and standard broking compliance (BID).

• Exceptional written and verbal English communication skills (comfortable drafting client-facing emails and liaising with Australian lender BDMs/credit assessors).

• Self-directed mindset: able to problem-solve independently and operate effectively in a lean, fast-moving environment.

Nice-to-Haves

• Prior experience handling SMSF (Self-Managed Super Fund) mortgage applications or exposure to commercial/asset finance files.

• Familiarity with modern productivity tools, including Loom video SOPs and AI-assisted workflow tools.

Benefits
What We Offer & Business Environment

• Future Growth: Opportunity to expand into broader support functions and leadership as the business adds further processing support down the line.

• Modern Workstyle: Direct access to the Principal Broker, asynchronous video training (Loom), and leverage of AI tools to streamline repetitive task friction.

• Competitive Compensation: Competitive offshore salary packaged based on relevant Australian broking experience.

• Stability: Stable, long-term full-time role aligned with standard Australian business hours.

Originally posted on Himalayas