Senior Data Scientist, Anaytics (Risk & Compliance)

About this role

ABOUT AIRWALLEX

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 2,200 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

ATTRIBUTES WE VALUE

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles https://www.airwallex.com/us/operating-principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

ABOUT THE TEAM

The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences.

We partner closely with legal, regulatory, financial crime compliance, product, engineering and commercial teams to help Airwallex grow safely and sustainably. Our work spans regulatory reporting, financial crime compliance, enterprise risk management, data & privacy and more – all under a fast-evolving global regulatory landscape. We’re a high-impact, high-trust team that thrives on solving complex problems to support Airwallex’s global ambitions.

WHAT YOU'LL DO

As Senior Data Scientist, Analytics (Risk & Compliance), you will be the go-to analytics partner for our Regulatory Compliance and Financial Crime Compliance teams, impact across our global footprint. You’ll help transform how Airwallex manages regulatory reporting and risk oversight by building robust data foundations, validation frameworks, and self-service analytics that regulators, auditors, and senior leaders can rely on.

RESPONSIBILITIES

- Lead analytics and data design for priority regulatory reports (e.g. regulatory compliance, financial crime, and financial regulatory returns), from requirement translation through to data logic, testing, and go‑live.

- Partner with Regulatory Compliance, FCC, Finance, DataOps and Data Engineering to standardise how we use common dimensions (accounts, FX, products, entities) across reports, leveraging the regulatory reporting data foundation.

- Work with Data Engineering to define automated test suites and manual QA playbooks that must pass before reports are submitted to regulators.

- Leverage snapshotting and versioning approaches so that “as‑of” historical reports can be regenerated and explained consistently during RFIs, audits, or supervisory exams.

- Conduct deep‑dive analyses when anomalies, RFIs, or audit findings arise – quantifying impact, identifying root causes across products/entities, and proposing remediation options.

- Shape requirements for a scalable regulatory reporting and risk analytics platform

- Lead cross‑functional collaboration, act as the primary analytics partner, turning open‑ended regulatory and risk questions into structured analytical projects and roadmaps.

- Champion best practices in analytical rigour, documentation, and validation for colleagues working on risk and compliance topics; provide informal mentorship to analysts and data scientists in adjacent teams.

WHO YOU ARE

We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum qualifications:

- Bachelor's degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline

- 5+ years proven risk management experience or equivalent, including analytics, modeling implementation, and stakeholder management

- 5+ years of hands-on experience extracting and manipulating large data with SQL, experience with scripting in Python, Shell or R

- Experience building visualizations using large datasets and multiple data sources using Looker or Tableau

- Excellent communication and stakeholder‑management skills: able to explain technical data topics to non‑technical audiences, document assumptions clearly, and influence cross‑functional partners across Legal, Risk, Compliance, Finance, and Engineering.

Preferred qualifications

- Direct experience working on regulatory reporting for risk and compliance domain

- Familiarity with data modelling for fintech products such as payments, FX, wallets, cards, and lending, including concepts like transaction lifecycles, balances, FX rates, stored value, and chargebacks.

- Exposure to model risk or AI/ML governance (e.g. model inventories, validation,…