Retail Staff Underwriter II

About this role

Overview
The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.
Responsibilities

Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.

Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.

Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.

Stay updated and attend refresher training for all investor guidelines.

Review and respond to management for all QC/QA exceptions.

Associates are expected to perform all additional duties as assigned.

Qualifications
Education:High School Diploma or GED
Experience:5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans
Additional Required Qualifications

FHA DE certification

VA SAR and certification

Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans

Documented experience in mortgage loan underwriting

General understanding and knowledge of underwriting and compliance guidelines

Working knowledge and experience with DeskTop Underwriter System

Exceptional organizational skills and strong communication skills

Superior problem-solving skills

Excellent customer service skills

Working knowledge of Excel, Word, and other PC applications

College education preferred

Physical Requirements & Working Conditions:Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.
Disclaimer:Management retains the right to add, delete or modify the responsibilities and qualifications of the position at any time.
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Originally posted on Himalayas