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Product Manager, Banking

Clera · United States · 2026-08-02

mid-levelRemote
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About this role

About the Role We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances — all in one place. We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product — you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners. What You'll Do

Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure

Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)

Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows

Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities

Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design

Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage

Manage product relationships and integrations with banking partners and key third-party vendors

Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability

What We're Looking For Required

7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments

Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure

Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs

Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations

Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features

Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics

Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints

Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)

Must be authorized to work in the United States — visa sponsorship is not available for this role

Nice to Have

Experience managing product relationships and integrations with banking partners and third-party vendors

Familiarity with ledger systems and core banking infrastructure

Background in small business or SMB-focused financial products

Compensation & Benefits

Salary: $160,000 – $180,000 annually

Competitive equity and benefits package

Location This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office. Originally posted on Himalayas

Skills asked for

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