In-house FCA Compliance Lead

About this role

In-house FCA Compliance Lead
Reports to: Director of Information Security
Location: Hybrid, Newmarket
Hours: 32 hours across a 4-day week (no salary sacrifice)
Working pattern: We will consider both a 12-month fixed-term contract and consultancy engagement options
Salary: £65,000 - £75,000
Product: Evouchers - Evouchers.com & Fundingconnect - Fundingconnect.com
Who we are and what is important to us:
Beyond unifies three technology-driven brands, Wonde, Evouchers and Secure Schools.
Each brand shares a vision to reduce the friction of adapting technology, to help customers navigate an often overwhelming area and provide powerful solutions that make their everyday life easier.
The three brands run independently with the autonomy to continue to prosper, although as part of the Beyond team, you’ll join a wider, supportive environment where you’ll be able to pull on the expertise and capabilities of the group.
We do not limit ourselves to standing still. We look ahead and strive to disrupt the sector we operate in. We believe technology should not be complicated or overwhelming. It should do what it says - quickly, safely and efficiently.
Who Evouchers & Fundingconnect is:
At Evouchers & Fundingconnect, our desire to provide effective, simple solutions for our customers drives our innovation forward.
We specialise in assisting local authorities, housing associations, schools, and charities in disbursing funds for essential support and welfare services directly to where it's needed most.
Our platforms are a simple, efficient payment platform, providing organisations with a seamless method to distribute funding for free school meals, household essentials, energy vouchers, and much more.
Dedicated to facilitating quick and easy access to support within communities, we are unwavering in our commitment to making a positive impact.
Job snapshot:
We are seeking an experienced FCA Compliance Lead to support Evouchers & Fundingconnect as we progress towards FCA authorisation. This is a critical, first-of-its-kind role within the business. You will lead the development of our compliance framework, guide us through the FCA application process, and establish robust foundations to support a growing suite of products.
This role requires someone who has been through the FCA authorisation process multiple times, has a comprehensive understanding of regulatory expectations, and can provide confident, hands-on leadership from application through to approval and beyond.
What you’ll be doing:
Lead a regulatory gap analysis across Evouchers’ current and planned activities to identify gaps against FCA requirements, ensuring we fully understand what is required to become and remain authorised.
Own the end-to-end FCA authorisation preparation process, including drafting and coordinating the application pack and supporting documentation, ensuring submissions are accurate, complete, and aligned to FCA expectations.
Design and embed a proportionate compliance framework (policies, procedures, and controls) to ensure the business operates in a way that is demonstrably compliant, scalable, and suitable for future regulatory expansion across multiple products.
Define appropriate governance structures, oversight mechanisms, and reporting lines, ensuring clear accountability and alignment with FCA expectations around senior management responsibility and effective risk oversight.
Establish a practical regulatory risk management approach, including identification, assessment, and mitigation of key compliance risks relevant to payments, voucher distribution, and safeguarding funds in transit.
Advise senior leadership on FCA regulatory requirements, obligations, and decision-making impacts, ensuring compliance considerations are embedded into product, operational, and commercial decisions early.
Develop and implement compliance monitoring and control frameworks, enabling the business to evidence ongoing compliance rather than treating FCA requirements as a one-off application exercise.
Prepare the business for FCA scrutiny and engagement, including supporting responses to FCA queries, follow-ups, and potential interviews or clarification requests during the authorisation process.
Design and deliver FCA-focused training for key stakeholders and operational teams, ensuring regulatory responsibilities are understood and appropriately embedded across the organisation.
Support readiness for post-authorisation operating requirements, including ongoing reporting, governance cadence, and compliance ownership structures, so the business is not only authorised but sustainable under regulation.
Help shape compliance foundations that support future product expansion, ensuring the framework is flexible enough to accommodate a growing suite of regulated and semi-regulated financial products.
Requirements
What we’re hoping you’ll bring:
Proven experience supporting or leading FCA authorisation applications, including first-time authorisations for a business & product.
Strong background in UK financial services regulation, with a deep understanding of FCA principles, expectations, and supervisory approach.
Strong track record of working in early-stage, scaling, or high-growth environments where regulatory frameworks are still being established.
Prior experience within payments, e-money, voucher, or fintech platforms.
Exposure to multi-product or platform-based regulated environments.
Previous experience within in-house compliance roles.
Experience building or embedding compliance frameworks, policies, and controls from scratch within a fintech, payments, or regulated financial services environment.
Demonstrable experience working across regulatory governance, risk management, and compliance monitoring frameworks.
Experience engaging directly with regulators, including responding to FCA queries, feedback, and information requests.
Strong understanding of FCA regulatory framework relevant to payments or e-money-type environments (or similar…