Compliance Onboarding Analyst

Over deze functie

Compliance Onboarding Analyst

Amsterdam, NL

Full time

• Are you someone who thrives on curiosity, loves experimentation, and constantly seeks innovative ways to solve problems?

• Do you want to be hands-on in embedded payments, while continuously learning and developing in a dynamic environment?

• Do you want to play an important role in one of Europe's fastest-growing fintech companies?

If the answer is yes, we'd love to connect with you!

Who We Are

Our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, initially across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products. Find out more about us on our website and careers site.

What You'll Do

• Conduct Customer Due Diligence (CDD) for both individual and corporate clients, including Simplified and Enhanced Due Diligence, screening and reviewing for adverse media, sanctions, and Politically Exposed Persons (PEP) profiles.

• Review and update customer records in accordance with FCA guidelines, UK/EU AML directives, and internal risk policies.

• Collect, verify, and assess KYC/KYB documentation, including ID, address proof, and ownership structures.

• Perform sanctions, PEP, and adverse media screening, escalating any hits or anomalies per escalation protocols.

• Complete Client Risk Assessments and produce clear, well-reasoned outputs.

• Collaborate with internal and external teams to resolve gaps or discrepancies in onboarding cases.

• Ensure accurate documentation of all due diligence activities, maintaining audit readiness and GDPR compliance.

• Identify and suggest improvements to the CDD onboarding process, including automation opportunities.

Who You Are

The ideal CDD Introduced Onboarding Analyst will be comfortable operating in a high-volume, regulated environment and bring a genuine interest in financial crime and FinTech.

What you'll need

• Minimum 2 years of experience in CDD, KYC, AML, or financial crime roles within a regulated financial institution or fintech.

• Solid understanding of UK/EU AML regulations, including JMLSG guidance and FCA expectations.

• Familiarity with various client types and structures, including corporates, trusts, partnerships, and beneficial ownership.

• Strong analytical skills and attention to detail, with a proven ability to manage high volumes of work accurately and to deadline.

• Experience using screening and data tools such as Orbis, Moody's, or equivalent platforms.

• Excellent written and verbal communication skills.

• Proficiency in Excel, CRM/KYC platforms, and document management systems.

• Ability to work independently with accountability, while collaborating effectively within a team to achieve shared goals.

Nice to haves

• Experience across multiple jurisdictions or client types (e.g., trusts, partnerships).

• Familiarity with EU business structures and cross-border AML frameworks.

• A curious mindset and drive to explore how automation or technology can improve CDD processes.

What can Modulr offer you

We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you in your future as we scale up and grow. Our culture and values are putting you first and are about investing in your future.

• Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger or flotation.

• Bonus - Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.

• Pension Contribution

• Flexible benefits - €1000 to spend on benefits for you to choose from which suit your lifestyle and…